How do I apply for an installment loan in Texas?

You can apply for an installment loan online or in person at an ACE Cash Express store location.

Online

The online application process is simple!

Apply for installment loans online.

Complete the installment loan application. This takes just a few minutes.
Receive an instant decision.
If approved, have funds direct deposited to your bank account by the next business day , or, if eligible, pick up cash at a store near you!¹

In-Store

Applying in-store is quick and simple, too!

Apply for an installment loan at an ACE Cash Express store location.

Use the Store Locator to find a store near you to apply in person.
Receive an instant decision.
If approved, walk out with cash in hand immediately¹

How much can I borrow with an installment loan in Texas?

ACE Cash Express offers in-store and online installment loans at ACE Cash Express in Texas are available from $100 to $. If approved, the amount you may borrow will depend upon your income and standard underwriting criteria.²

If approved, when will I receive my funds in Texas?

You can get cash fast, if approved! If you apply in-store and you are approved, you’ll receive your funds immediately!1 Walk out with cash in hand. If you apply online and are approved, there are two ways to receive your funds:

Have money direct deposited into your bank account by the next business day.¹
If eligible, you can pick up cash same-day at one of our stores!¹

What if I change my mind and decide to cancel my installment loan in Texas?

Every loan at ACE comes with a 72-hour satisfaction guarantee. If you change your mind about your loan, just return the principal within 72 hours after receiving funds and pay nothing more.

Disclaimers

Installment loans are intended for customers who need more time to pay off their loan than provided by a single-payment payday loan. Individual payment amounts for an installment loan are smaller when compared to the single-payment payday loan for the same loan amount. The total sum of payments for an installment loan will be higher than a single-payment payday loan if you pay off the installment loan according to the payment schedule set forth in the associated loan agreement.
All loans subject to approval pursuant to standard underwriting criteria. Rates and terms will vary depending upon the state where you reside. Not all consumers will qualify for a loan or for the maximum loan amount. Terms and conditions apply. Loans should be used for short-term financial needs only, and not as a long-term solution. Customers with credit difficulties should seek credit counseling.

Our credit decision on your application may be based in whole or in part on information obtained from a national database, including, but not limited to, TransUnion, Equifax, LexisNexis, and/or FactorTrust, Inc.